Capital protected by the EU deposit-guarantee scheme up to €100,000 per holder and institution. Yields between 3.7% and 6.3% per year depending on the term.
Entry-level product. Maximum flexibility, interest paid at maturity.
The ideal balance — solid yield without a long-term liquidity lock-up.
Maximum yield in our catalogue. Suited to established wealth.
Indicative yields for euro-denominated contracts. Final terms depend on the receiving bank, currency and investor profile. Subject to applicable regulation.
Enter your capital, the rate and the term. Figures are indicative.
We discuss your capital, horizon and goals. No obligation.
We select the banks with the best yield/rating balance for your profile.
We accompany full KYC onboarding. Funds move straight to the bank.
Yearly report and roll-over review at maturity.
Yes. All deposits we broker are placed at banks with a European banking licence and are covered by the deposit-guarantee scheme up to €100,000 per holder and institution, under Directive 2014/49/EU.
Fixed-term deposits achieve a higher yield precisely because capital stays committed through the agreed term. In exceptional cases an early exit with a limited penalty can be agreed.
Interest is credited directly to the bank account held in the client's name, with no intermediary. I CAPITAL S.L. never holds client capital.
We are remunerated directly by the receiving bank, not by the client. 100% of the capital and interest belong to the investor.
Yes. Most of our clients place 60–80% of their wealth in deposits and the balance into renewable projects. This delivers a balance of safety and higher yield.
Tell us your target amount and term — our advisors will send a specific offer with the best bank within 24 hours.
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